Editorial Policy and Corrections

Who publishes these guides

Instant Insurance Quotes is published by The Wizard Of Sales, LLC, owned by Kalman Russ. The site is an independent information and referral publisher. Our articles are not represented as having been reviewed by a licensed insurance professional.

How content is prepared

Content is prepared with AI-assisted research and writing. Guides focus on comparison workflows, policy questions and transparent worked examples. They link to primary resources such as state insurance regulators, the NAIC, HealthCare.gov, Medicare.gov and the Small Business Administration. A carrier source may be used to illustrate a product feature and is identified as such.

Source links let you consult the underlying resource. They are not endorsements of this site, and our summaries do not replace those resources or your policy. We avoid quoting a current premium or promising a result without a provider’s verified offer.

Dates, examples and limitations

Each guide displays an update date. Arithmetic examples are hypothetical and are labelled accordingly. Coverage varies by state, insurer, form, endorsements and circumstances. For questions about your policy, obtain the actual wording and speak with the provider or a licensed professional.

Commercial relationships

Advertising and affiliate relationships support this site. Referral destinations are disclosed separately from educational guidance. We do not claim our available partners cover the entire market. Read the advertising disclosure for more detail.

Corrections

Send the page URL, the passage in question and a supporting primary source to contact@instantinsurancequotes.com. The owner can review reports, correct errors and update the displayed date when the substance changes. Do not include policy records or private medical information in a correction request.