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KR
Author and editor

K.R.

K.R. is a domain and online business operator who runs Instant Insurance Quotes for The Wizard Of Sales, LLC. K.R. researches insurance topics for everyday buyers and writes and edits the guides on this site, with a focus on how to compare written quotes, read policy documents and ask better questions before buying.

How K.R. works

Each guide is built from primary sources such as the National Association of Insurance Commissioners (NAIC), state insurance departments, HealthCare.gov, Medicare.gov and the U.S. Small Business Administration, which are linked at the end of every article. K.R. writes, edits and publishes each guide and corrects errors readers report.

What K.R. is not

K.R. is not a licensed insurance agent, broker or financial adviser, and the guides on this site are not reviewed by one. They are general educational information. Confirm details for your situation with a licensed professional or the insurer.

Contact and corrections

Spotted something wrong or out of date? Email [email protected] or use the contact page. See the editorial policy for how corrections are handled.

Guides by K.R.

All 50 guides →